Frequently Asked Questions

Economical Insurance (EN)



Economical

Cornershop by Uber drivers across Ontario, Quebec and Alberta will automatically receive commercial auto insurance coverage issued by Economical Insurance®. This commercial auto insurance partnership between Cornershop by Uber and Economical helps protect you while you’re performing delivery services through the Cornershop by Uber App. 

 


Coverage overview 

 

Ontario

 

  • Offline: No coverage.

  • Period 1: No coverage.

  • Period 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $1,000 deductible). 

*Contingent Collision and Comprehensive Coverage is only available under the commercial policy to participating Cornershop by Uber Shoppers who carry this coverage on their personal automobile insurance policy.


The certificate of insurance can be found here.


Quebec


  • Offline: No coverage.

  • Period 1: No coverage.

  • Period 2 & 3: $1,000,000 Civil Liability, Contingent Collision and upset, and all perils other than collision or upset coverage* (subject to $1,000 deductible).

*Contingent Collision and Comprehensive Coverage is only available under the commercial policy to participating Cornershop by Uber Shoppers who carry this coverage on their personal automobile insurance policy.

 

The certificate of insurance can be found here in English and French.

 

Alberta

 

  • Offline: No coverage

  • Period 1: No coverage

  • Period 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $1,000 deductible)

*Contingent Collision and Comprehensive Coverage is only available under the commercial policy to participating Cornershop by Uber Shoppers who carry this coverage on their personal automobile insurance policy.


The certificate of insurance can be found here.


You are responsible for informing your broker or insurance provider that you’re participating in delivery activities, so they can make sure you have the personal car insurance you need before you get behind the wheel.

  


When am I protected?


Cornershop by Uber’s commercial auto insurance policy issued by Economical covers you from the moment you accept a request through the Cornershop by Uber App (Period 2) and are commuting to the pick-up location, to the moment the delivery exits your vehicle (Period 3). Auto claims for incidents that occur during this time should be made against the Cornershop by Uber commercial policy.

  • Offline: Down time

When you’re using your vehicle for personal use, your personal car insurance policy applies.

  • Period 1: Ready for a request

When you’re logged into the Cornershop by Uber App and are available to accept orders, your personal car insurance coverage applies.


  • Period 2: Commuting to pick-up location

When you’ve accepted an order through the Cornershop by Uber App and are commuting to the pick-up location, you’re covered through the commercial auto insurance policy issued by Economical.


  • Period 3: Delivery time

When you’ve picked up the order and are on your way to the drop-off destination, you’re covered by the commercial auto insurance policy issued by Economical®.

 


What to do in the event of a car accident


Step 1: Check that you and the other parties (if applicable) are safe.


Step 2: Notify the police and seek medical attention, if necessary.


Step 3: Report the car accident to Cornershop by Uber via the app.


Step 4: Later, a Support agent will contact you (by phone or email) to find out how you’re doing, as well as to ask you a few questions about the incident so they can report it to Economical®.



For more information, please visit the Economical website.


 

Disclaimer:

The information provided here is not meant as a comprehensive description of the terms and conditions for coverage. Always refer to the insurance policy for information about coverage, including limits, deductibles, and exclusions. In the case of a discrepancy, the insurance contract currently in force in your province prevails over general information described in this message. The name of the underwriting company on the commercial auto policy for Cornershop by Uber is Definity Insurance Company. Cornershop by Uber is not an insurance provider and is not performing any insurance services.